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Set for Life

Set for Life is a popular lottery game played across Australia.

Draws are held daily, shortly after ticket sales close at 21:00 Australian Eastern Standard Time.

Entry costs AUD 9.30 for a minimum of two lines and an entire week’s worth of draws. Players get 14 entries for this price, which is great value!

To play, choose seven numbers from 1 to 44, or go for a Quick Pick for randomly generated numbers.

Advance Play for up to 10 weeks is available, or players can take out an online subscription to never miss a draw.

Set for Life does not have any secondary games or additional opportunities to win cash prizes beyond the main draw.


The winning Set for Life jackpot pays out AUD 20,000 per month over a period of 20 years, with winners receiving AUD 4,800,000 in total.

Odds and Prizes

The odds of winning the Set for Life jackpot are 1 in 38,320,568, which are long odds in comparison to larger prizes paid out as lump sums by other global lotteries.

Set for Life players can win prizes at eight different tiers.

Prize category Numbers Matched Winning Odds Winning Odds %
1 7 1 in 38,320,568 0.000002
2 6, plus 1



1 in 2,737,183 0.00003
3 6 1 in 156,411 0.0006
4 5, plus 1



1 in 25,701 0.004
5 5 1 in 3,067 0.03
6 4, plus 1



1 in 894 0.1
7 4 1 in 167 0.6
8 3, plus 1



1 in 80 1.25

Payout and Taxes

Lottery winnings are not taxed in Australia.

Set for Life winners get AUD 20,000 per month for a period of 20 years, with payments being made on the 15th day of each month. Unlike some other global Set for Life games, there is no option to receive a lump sum in lieu of monthly payments.

Due to complex laws, the rules for claiming prizes differ per state, with the claim periods for each Australian state being as follows:

  • Six months in Tasmania, Victoria and Western Australia.
  • 12 months in South Australia.
  • Three years in the Northern Territory.
  • Six years in the Australian Capital Territory and New South Wales.
  • Seven years in Queensland.

Who Can Play Set for Life?

Players must be at least 18 years of age to enter Set for Life, with the exception of Western Australia, where the minimum age is 16.

Set for Life tickets can be purchased from the official lottery website or from authorized retailers across Australia.

Set for Life is not currently available to overseas players.

History of Set for Life

Launched in February 2015, the first Set for Life draw was held on August 7, 2015. It is currently operated by the Tatts Group, which administers lottery games across all Australian states with the exception of Western Australia.